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13. We believe that the depraved sinner is saved wholly by grace through faith in Jesus Christ, and the requisites to regeneration are repentance toward God and faith in the Lord Jesus Christ (Luke 13:3-5; John 3:16-18; Acts 20:21; Rom. 6:23; Eph. 2:8, 9), and that the Holy Spirit convicts sinners, regenerates, seals, secures, and indwells every believer (John 3:6; John 16:8, 9; Rom. 8:9-11; 1 Cor. 6:19, 20; Eph. 4:30; Titus 3:5). |